I recently learned that you can stop those credit collection calls.

The Fair Debt Collection Practice Act is a law protecting consumers from over zealous collection agents. You need to google this act to learn all your rights but this simple tip will make your life easier!

When you receive a call from a collection agency "COMMAND" they stop contacting you and site the FDCPA law.

I, Marcia Waldburger, command you to stop calling me regarding (the collection) in accordance with the FDCPA law.

That should stop the calls. Enjoy the quiet.

Also, go to MyMoney.gov for more information.

For further insight and direction and help with your personal finance budget, go to www.MinocquaMortgage.com. Please contact me with any comment or question you may wish to discuss.