Simple ways to SAVE MONEY TODAY!
SIMPLE WAYS TO SAVE MONEY TODAY!
YOU CAN SAVE UP TO $20,000 PER YEAR WITH THESE EASY MONEY SAVING IDEAS, LESS REALLY CAN BE MORE.
If you are serious about getting a handle on your everyday living expenses the try these easy money saving ideas.
1) Loose the CELLulite: that's right, ditch the cell phone. 15 years ago nobody had one so why are you so hooked on this device? Many of you are paying on average $90.00 per month - $1,080.00 per year just to talk/text someone. Why?
If you want to double your savings ditch the land line too. Most of us are online and now pay for internet service too, so use it. If you are online try "MagicJack.com". This simple device plugs into your usb port and converts your computer into an online telephone. You can use your current telephone or plug in a headset, up to you. The device travels well too. If you are in the Caribbean and the resort is online, just plug in the device and your call home is free. Best of all it costs $19.95 per YEAR! Average annual savings - $780.00
2) Get rid of the 2nd car. If you can use car pooling, public transportation or just one vehicle you can save from $5-10,000 per year.
3) Gather around the family table. If you don't cook - learn. There are so many opportunities to create and build family ties around the dinner table and a healthy meal takes about 1/2 hour to prepare. And go to www.foodnews.com for a list of the foods that really should be purchased organic. And buy less, veges start to lose their nutrients within hours of picking so keep it fresh - don't waste your money on green bags. Preparing and eating at home saves $500 - 2,000.00 per year.
4) Stop Shopping! Or at least shop smart. If you buy basics for your home and wardrobe you can use accessories to keep your style current. One or two new style tops and a new set of pillows for the living room will keep you looking great and save you time and about $1,800 per year.
5) Give up the college room and board. If you student lives at home you can save about $10,000 per year. Think about it, they come back after college anyway so why pay for the party.
Then after you do all this, make sure you improve your credit scores so you are paying the very lowest price for your loans and insurance. Remember, lower credit score numbers mean higher mortgage interest rates, credit card rates, and home and car insurance premiums.
Let me know what you do to save money, I will post your comments. Contact us @ www.MinocquaMortgage.com for more informations or with any questions you may have.
Thanks, Marcia
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